This European-inspired cafe and bakery operates in one of the Washington, D.C. metro area's high-foot-traffic neighborhoods, offering a house-made menu of authentic baked goods and cafe dishes with seating for 46 guests plus an outdoor patio. The business has cultivated a loyal local following and strong online reviews, with steady daily traffic across a six-day operating schedule. At an asking price of $509,000 with over $212,000 in annual cash flow, the operation offers a buyer a differentiated concept with a built-in community presence.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $509,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $212,445 in annual cash flow (SDE/EBITDA), implying a 2.4x multiple on the asking price.
It operates in the Washington area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
