Listed 5 months ago Food & Beverage

Artisan Dessert Cafe Bakery for Sale in Texas

Asking price
$190,000
Cash flow (SDE/EBITDA)
$87,036
Multiple
2.2x
Checked 28dGrowth Trajectory

Why this business stands out

This artisan dessert cafe and bakery in Texas generates approximately $240,000 in annual revenue from a combination of in-store sales and a recurring wholesale channel supplying nearby hospitality and food retail accounts. Exceptionally low occupancy cost at below-market rent materially improves the unit economics compared to typical cafe operations, supporting strong flow-through to the owner. The business serves both a local residential customer base and tourist traffic, providing some demand diversification across seasons.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$190,000
Cash flow (SDE/EBITDA)
$87,036
Est. down payment (10%)
$19,000
Est. SBA loan (10yr @ 10.5%)
$171,000
Est. monthly payment
$2,307
Annual debt service
$27,689
Owner cash flow after debt
$59,347
Debt Service Coverage Ratio
Strong coverage
3.14x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $190,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $87,036 in annual cash flow (SDE/EBITDA), implying a 2.2x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Texas area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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