This Tennessee franchise bakery location operates under a nationally expanding fresh-baked goods concept with over one hundred locations, generating strong cash flow from a loyal repeat customer base attracted by freshly baked product and an engaging in-store experience. The business has quickly established itself in its regional market and benefits from the parent brand's rapid national growth trajectory and established franchise systems. With an SDE margin well above typical food and beverage benchmarks, this represents an attractive entry point into the specialty bakery franchise space.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $150,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $100,965 in annual cash flow (SDE/EBITDA), implying a 1.5x multiple on the asking price.
It operates in the Tennessee area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
