Listed 2 weeks ago Food & Beverage

Established Profitable Coffee Shop for Sale in Columbia, SC

Asking price
$525,000
Cash flow (SDE/EBITDA)
$176,170
Multiple
3.0x
Verified 4d

Why this business stands out

This established breakfast-and-lunch coffee shop combines substantial annual sales with strong owner benefit, convenient operating hours, and a fully equipped facility. An experienced, cross-trained team supports a smooth transition and creates an appealing ownership opportunity in the South Carolina Midlands.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$525,000
Cash flow (SDE/EBITDA)
$176,170
Est. down payment (10%)
$52,500
Est. SBA loan (10yr @ 10.5%)
$472,500
Est. monthly payment
$6,376
Annual debt service
$76,508
Owner cash flow after debt
$99,662
Debt Service Coverage Ratio
Strong coverage
2.30x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $525,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $176,170 in annual cash flow (SDE/EBITDA), implying a 3.0x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Columbia area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.