Listed 2 months ago Food & Beverage

Profitable Turnkey Pizza Restaurant for Sale in Providence, RI

Asking price
$950,000
Cash flow (SDE/EBITDA)
$20,021
Multiple
47.5x
Checked 12dLow Margins

Why this business stands out

This established pizza restaurant includes real estate in the sale, delivering a combination of operating income and owned property to a new buyer. Generating $325K in owner income, the business is structured as a turnkey operation with equipment and systems in place. The inclusion of real estate provides long-term cost stability and asset appreciation potential alongside the cash flow from restaurant operations.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$950,000
Cash flow (SDE/EBITDA)
$20,021
Est. down payment (10%)
$95,000
Est. SBA loan (10yr @ 10.5%)
$855,000
Est. monthly payment
$11,537
Annual debt service
$138,443
Owner cash flow after debt
-$118,422
Debt Service Coverage Ratio
Below coverage
0.14x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $950,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $20,021 in annual cash flow (SDE/EBITDA), implying a 47.5x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Providence-Warwick area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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