Artisan Bakery Cafe for Sale in Rhode Island
Why this business stands out
This artisan bakery and café in Rhode Island generates over $100K in annual discretionary earnings through a rotating menu of small-batch baked goods, fresh sandwiches, and specialty coffee served from a high-traffic location. The business has built a strong word-of-mouth following and positive online reviews that drive consistent daily traffic and repeat purchases. It represents a turnkey opportunity for an owner-operator seeking an established food-service concept with immediate income potential.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $200,000
- Cash flow (SDE/EBITDA)
- $102,370
- Est. down payment (10%)
- $20,000
- Est. SBA loan (10yr @ 10.5%)
- $180,000
- Est. monthly payment
- $2,429
- Annual debt service
- $29,146
- Owner cash flow after debt
- $73,224
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $200,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $102,370 in annual cash flow (SDE/EBITDA), implying a 2.0x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Rhode Island area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.