Restaurant Bar & Commercial for Sale in Buffalo, NY
Why this business stands out
This turnkey restaurant and bar in western New York includes two residential apartments, creating a blended income stream from both the operating food and beverage business and residential rental units. The property features a 30-foot bar, event-capable layout supporting up to 200 guests, a large updated parking lot, and a walk-in cooler and freezer, all included in the sale price. The flexible floor plan supporting both restaurant and event revenue makes this a versatile acquisition for a hospitality operator.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $549,900
- Cash flow (SDE/EBITDA)
- $120,000
- Est. down payment (10%)
- $54,990
- Est. SBA loan (10yr @ 10.5%)
- $494,910
- Est. monthly payment
- $6,678
- Annual debt service
- $80,137
- Owner cash flow after debt
- $39,863
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $549,900. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $120,000 in annual cash flow (SDE/EBITDA), implying a 4.6x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Buffalo-Cheektowaga-Niagara Falls area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.