Listed 2 weeks ago Food & Beverage

Quick Service Restaurant for Sale in New York, NY

Asking price
$420,000
Cash flow (SDE/EBITDA)
$158,816
Multiple
2.6x
Verified todayAbsentee OwnerManager in PlaceSticky Customers

Why this business stands out

This compact quick-service restaurant in the New York metropolitan region reports approximately $900,000 in annual sales and about $159,000 in cash flow. Existing management, a long lease term, and potential for higher owner-operator earnings create appeal for both investors and hands-on buyers.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$420,000
Cash flow (SDE/EBITDA)
$158,816
Est. down payment (10%)
$42,000
Est. SBA loan (10yr @ 10.5%)
$378,000
Est. monthly payment
$5,101
Annual debt service
$61,207
Owner cash flow after debt
$97,609
Debt Service Coverage Ratio
Strong coverage
2.59x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $420,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $158,816 in annual cash flow (SDE/EBITDA), implying a 2.6x multiple on the asking price.

Where is this food & beverage business located?

It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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