Established Turnkey Pub & Restaurant for Sale in New York
Why this business stands out
This pub and restaurant in upstate New York is a long-established community gathering place with loyal local patronage, seating for over 100 guests, and an outdoor patio for expanded service. The sale includes the fully equipped restaurant operation, the real property, and a four-bedroom residential apartment, making this an income property as well as an operating business. The business is priced for a buyer looking to take over a turnkey operation with deep community roots and room to grow.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $599,000
- Cash flow (SDE/EBITDA)
- $86,375
- Est. down payment (10%)
- $59,900
- Est. SBA loan (10yr @ 10.5%)
- $539,100
- Est. monthly payment
- $7,274
- Annual debt service
- $87,292
- Owner cash flow after debt
- -$917
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $599,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $86,375 in annual cash flow (SDE/EBITDA), implying a 6.9x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Buffalo-Cheektowaga-Niagara Falls area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.