This long-operating neighborhood deli in the New York metro area anchors a busy intersection adjacent to a dense residential area, offering sandwiches, salads, and catering from a freestanding building with parking. The business has built multi-decade customer loyalty and benefits from a catering revenue stream alongside retail walk-in traffic. An active multi-year lease with renewal option and a staff willing to stay provide strong continuity for an incoming owner-operator.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $600,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $247,000 in annual cash flow (SDE/EBITDA), implying a 2.4x multiple on the asking price.
It operates in the New York area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
