Listed 4 months ago Food & Beverage

Established French Bistro Restaurant for Sale in Albany, NY

Asking price
$649,000
Cash flow (SDE/EBITDA)
$17,000
Multiple
38.2x
Checked 11d

Why this business stands out

This French bistro bar and restaurant in the Albany-Schenectady-Troy, New York region includes the real estate in the sale, offering a buyer both an operating hospitality business and underlying property ownership. The 4,264 square foot space comes fully equipped with furniture, fixtures, and equipment valued at approximately $100K and current inventory. The business represents an opportunity for an operator to acquire a turnkey dining concept with an established community presence at an entry-level price point inclusive of real estate.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$649,000
Cash flow (SDE/EBITDA)
$17,000
Est. down payment (10%)
$64,900
Est. SBA loan (10yr @ 10.5%)
$584,100
Est. monthly payment
$7,882
Annual debt service
$94,579
Owner cash flow after debt
-$77,579
Debt Service Coverage Ratio
Below coverage
0.18x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $649,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $17,000 in annual cash flow (SDE/EBITDA), implying a 38.2x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Albany-Schenectady-Troy area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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