This Suffolk County, New York bagel shop operates as an established community staple with strong daily foot traffic driven by consistent local demand for fresh bagels, sandwiches, and breakfast items in a market that values the authentic New York bagel tradition. The business model benefits from a loyal morning rush customer base with high repeat-visit frequency, providing a predictable daily revenue cadence. The turnkey setup with experienced staff in place offers a new owner an immediate path to operating a proven, high-volume food concept.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
Create a free Searcher OS account to see the exact location, full description, broker contact, and detailed financials — plus add this deal to your pipeline and run the numbers in our calculators.
The asking price is $950,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $302,000 in annual cash flow (SDE/EBITDA), implying a 3.1x multiple on the asking price.
It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
