Neighborhood Bar & Grill for Sale in St. Louis, MO
Why this business stands out
This neighborhood bar and grill in the St. Louis metro area has built a loyal repeat customer base through affordable comfort food, a welcoming dive bar atmosphere, and extended operating hours that support multiple revenue streams throughout the day. The menu spans breakfast, burgers, and bar favorites, keeping traffic consistent across dayparts. At $120K asking price with $40K in SDE, this is an accessible entry point for a hands-on owner-operator seeking an established local concept.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $120,000
- Cash flow (SDE/EBITDA)
- $40,000
- Est. down payment (10%)
- $12,000
- Est. SBA loan (10yr @ 10.5%)
- $108,000
- Est. monthly payment
- $1,457
- Annual debt service
- $17,488
- Owner cash flow after debt
- $22,512
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $120,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $40,000 in annual cash flow (SDE/EBITDA), implying a 3.0x multiple on the asking price.
Where is this food & beverage business located?
It operates in the St. Louis area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.