Listed 2 months ago Food & Beverage

Profitable Turnkey Ice Cream Shop for Sale in Michigan

Asking price
$790,000
Cash flow (SDE/EBITDA)
$201,600
Multiple
3.9x
Verified 5dHigh Seasonality

Why this business stands out

This quick-service ice cream and dessert business holds a unique market position as the only soft serve and hand scoop operation in its area, serving a loyal year-round customer base with no direct local competition. The concept extends beyond desserts to include lunch and dinner offerings, broadening revenue potential and daily customer visits. SBA pre-approval is in place and the business is fully turn-key, making this a strong acquisition for a first-time buyer or food-and-beverage operator in southwest Michigan's tourism corridor.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$790,000
Cash flow (SDE/EBITDA)
$201,600
Est. down payment (10%)
$79,000
Est. SBA loan (10yr @ 10.5%)
$711,000
Est. monthly payment
$9,594
Annual debt service
$115,127
Owner cash flow after debt
$86,473
Debt Service Coverage Ratio
Comfortable coverage
1.75x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $790,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $201,600 in annual cash flow (SDE/EBITDA), implying a 3.9x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Michigan area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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