Corporate Catering And Lunch for Sale in Grand Rapids, MI
Why this business stands out
A corporate lunch box and catering business in the Grand Rapids, Michigan metro serves business meeting clients on weekdays with delivery-focused operations requiring minimal walk-in traffic, enabling the current owner to manage the business remotely with a manager in place. The business bakes all bread in-house and sources premium ingredients, differentiating the product quality in a competitive catering market. An owner-operator electing to take an active role could add approximately $80,000 to the stated $231,000 in SDE, offering meaningful earnings upside over the current absentee structure.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $850,000
- Cash flow (SDE/EBITDA)
- $231,000
- Est. down payment (10%)
- $85,000
- Est. SBA loan (10yr @ 10.5%)
- $765,000
- Est. monthly payment
- $10,323
- Annual debt service
- $123,870
- Owner cash flow after debt
- $107,130
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $850,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $231,000 in annual cash flow (SDE/EBITDA), implying a 3.7x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Grand Rapids-Wyoming area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.