Gourmet Chocolate Franchise for Sale in Indiana
Why this business stands out
This European-style gourmet chocolate boutique franchise operates in a premier open-air lifestyle retail center in the Indianapolis metro area, handcrafting chocolates in-store using a made-fresh-on-premises model that creates an experiential retail draw and drives strong repeat visits. The interactive format generates high customer engagement and loyalty, differentiating the concept from mass-market confectionery retailers. The combination of a proven national franchise system, high-traffic location, and strong unit cash flow makes this an attractive acquisition for a hands-on owner-operator.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $375,000
- Cash flow (SDE/EBITDA)
- $262,238
- Est. down payment (10%)
- $37,500
- Est. SBA loan (10yr @ 10.5%)
- $337,500
- Est. monthly payment
- $4,554
- Annual debt service
- $54,649
- Owner cash flow after debt
- $207,589
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $375,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $262,238 in annual cash flow (SDE/EBITDA), implying a 1.4x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Indiana area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.