European Deli & Grocery for Sale in Illinois
Why this business stands out
This specialty European grocery and deli serves a loyal customer base seeking authentic Eastern European and Balkan imported foods, freshly prepared sandwiches, soups, and desserts in a neighborhood retail setting. The business generates additional revenue through catering services and online orders, providing diversification beyond in-store foot traffic. At $20K in SDE on a $220K asking price, this is a lifestyle acquisition best suited for an owner-operator with food retail experience seeking to build on an established community anchor.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $220,000
- Cash flow (SDE/EBITDA)
- $20,295
- Est. down payment (10%)
- $22,000
- Est. SBA loan (10yr @ 10.5%)
- $198,000
- Est. monthly payment
- $2,672
- Annual debt service
- $32,061
- Owner cash flow after debt
- -$11,766
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $220,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $20,295 in annual cash flow (SDE/EBITDA), implying a 10.8x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Illinois area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.