This well-positioned breakfast and lunch restaurant near two major lakes in Georgia draws consistent business from local residents and seasonal tourism, with trained staff and management already in place. Generating approximately $91K in annual cash flow on a $299K asking price, the business offers solid unit economics in a recreational market with durable year-round demand. Owner-financing may be available for the right buyer, reducing the financing barrier for qualified operators.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $299,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $91,254 in annual cash flow (SDE/EBITDA), implying a 3.3x multiple on the asking price.
It operates in the Athens-Clarke County area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
