Businesses for Sale in Panama City, FL

Browse 22 businesses currently for sale in the Panama City, FL metro area with an average asking price of $1.5M. Find acquisition opportunities across every industry in the metro.

Active Listings
22
Median Asking Price
$1.0M
Median SDE
$202K
Median Multiple
4.1x SDE
Avg Asking Price
$1.5M
Average SDE
$284K
Listed in Last 30 Days
15
Added This Week
2

Median figures are computed over the 17 listings currently browsable on this page. Averages and counts cover all 22 active listings tracked in the last 90 days.

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Businesses for Sale in Panama City, FL

Showing 1–17 of 17

Aug 30

Insurance Agency for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$1.1MProfessional Services
Cash Flow:$84K
Multiple:13.3x
Why Buy

This Florida insurance agency offers buyers an opportunity to acquire an existing operation in a growing regional market. Reported cash flow and the agency model provide a foundation for serving an established client base while pursuing additional production.

Recurring RevenueSticky Customers
Aug 30

Pack & Ship Store for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$199KRetail & E-commerce
Cash Flow:$70K
Multiple:2.8x
Why Buy

This Florida pack-and-ship business offers multi-carrier shipping services from an established operating location without franchise fees. Existing systems and reported cash flow provide a buyer with a ready-to-operate retail service platform.

Aug 28

Pack & Ship Store for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$199KTransportation & Logistics
Cash Flow:$18K
Multiple:11.1x
Why Buy

This retail shipping and mailing operation benefits from a visible location, structured training, and established brand systems that reduce the need for prior industry experience. Demographic and population-growth trends in the surrounding Florida trade area provide potential for expansion beyond the current customer base.

Aug 19

Self Storage Facility for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$2.0MReal Estate Services
Cash Flow:$127K
Multiple:16.0x
Why Buy

This Florida self-storage facility offers a recurring-rent model with multiple units and potential for additional occupancy growth. Its established physical infrastructure and location within a growing regional market may appeal to investors seeking a scalable real estate operating asset.

Recurring RevenueSticky CustomersGrowth Trajectory
Aug 7

Plumbing Contractor for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$975KHome Services
Cash Flow:$235K
Multiple:4.1x
Why Buy

This plumbing and gas contractor serves residential and commercial clients and maintains relationships with luxury home builders, supporting a forward pipeline of work. The Northwest Florida operation includes commercial real estate, experienced licensed personnel, multi-jurisdiction licensing, and financing readiness for a trade professional or strategic buyer.

Sticky CustomersGrowth TrajectoryRegulatory RiskKey Person Risk
Jul 22

Flooring Installation Company for Sale in Orlando, FL

Panama City-Panama City Beach, FL
$3.0MFood & Beverage
Cash Flow:$957K
Multiple:3.1x
Why Buy

This integrated operation combines flooring sales and installation with granite fabrication, serving residential remodeling and new construction customers in the Orlando metropolitan region. A retail showroom, dedicated fabrication facility, and established workforce support control over the customer experience from consultation through installation.

Sticky CustomersHigh CapExGrowth Trajectory
Jul 15

Family Restaurant for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$950KFood & Beverage
Cash Flow:$205K
Multiple:4.6x
Why Buy

This opportunity involves an established family-restaurant franchise operation in Northwest Florida. The recognizable concept and existing operating model may appeal to qualified buyers who meet the franchisor’s financial and management requirements.

Jun 27

Well-established Marina for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$7.0MEntertainment & Recreation
Cash Flow:$400K
Multiple:17.5x
Why Buy

This waterfront business combines marina operations with rental income and other complementary revenue streams. The mix of boat slips, equipment rentals, and property-based income can provide diversification and upside potential. It may appeal to buyers seeking an asset-backed leisure business in a Florida coastal market.

Recurring RevenueHigh Seasonality
Jun 10

Health Food Retail Store for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$599KRetail & E-commerce
Cash Flow:$188K
Multiple:3.2x
Why Buy

This health and wellness specialty retailer has operated continuously for four decades in the Florida Panhandle, selling premium supplements, vitamins, organic foods, and personal care products from a well-located shopping center storefront. An inventory valued at over $200,000 and an established customer base with repeat purchasing habits provide a stable foundation for an incoming owner. The long tenure in a single market has built strong community recognition and customer trust.

Recurring Revenue
Jun 10

Commercial Plumbing Company for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$6.5MHome Services
Cash Flow:$1.6M
Multiple:3.9x
Why Buy

This Northwest Florida plumbing contractor serves both commercial and residential clients, with the majority of work concentrated in commercial installations including grocery stores, clinics, restaurants, and churches, plus specialty services such as medical gas and underground utility work. With revenues exceeding six million dollars and discretionary earnings approaching $1.6 million, the business demonstrates strong margins for a trade services company. A tenured team of licensed master plumbers and medical gas specialists provides operational depth for a new owner.

Recurring RevenueSticky CustomersGrowth TrajectoryRegulatory Risk
Jun 10

Plumbing & Electrical Contractor for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$549KConstruction & Trades
Cash Flow:$202K
Multiple:2.7x
Why Buy

Established Profitable home services business serving the Panama City-Panama City Beach metro. The business generates meaningful owner earnings, supporting an acquisition in the $500K–$750K range. Exact location, full description, and seller details are available after sign-up.

Manager in PlaceSticky Customers
Jun 10

Self Storage Facility for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$1.4MReal Estate Services
Cash Flow:$64K
Multiple:21.0x
Why Buy

This drive-up self-storage property on Florida's Emerald Coast sits on two parcels with a mix of traditional storage units and a vacant commercial parcel offering development upside for additional storage or covered parking. The facility benefits from proximity to residential growth corridors and a location near military and recreational demand drivers. Integrated management software enables efficient operations with limited on-site oversight requirements.

Growth Trajectory
Jun 10

Residential Septic Services Company for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$1.0MHome Services
Cash Flow:$137K
Multiple:7.6x
Why Buy

Established Asset-rich other business services business serving the Panama City-Panama City Beach metro. The business generates meaningful owner earnings, supporting an acquisition in the $1M–$2M range. Exact location, full description, and seller details are available after sign-up.

High CapExRegulatory Risk
May 11

Coastal Florida Restaurant for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$625KFood & Beverage
Cash Flow:$220K
Multiple:2.8x
Why Buy

This Florida restaurant near a beach destination generates $220,000 in owner earnings on a $625,000 asking price, offering a favorable multiple for a food and beverage operator in a high-tourism market. The coastal location provides seasonal traffic upside while the existing operation provides immediate cash flow for a buyer. The attractive price-to-earnings ratio makes this an accessible acquisition for an owner-operator seeking a lifestyle-compatible business in a desirable Florida market.

Apr 28

Fedex Ground Route Business for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$1.6MTransportation & Logistics
Cash Flow:$560K
Multiple:2.8x
Why Buy

This portfolio of contiguous FedEx Ground delivery routes in the Florida Panhandle generates $560K in annual cash flow with experienced drivers, trucks, and a full-time manager already in place. The contiguous territory structure allows efficient load sharing and scheduling, improving per-route profitability while simplifying management oversight. Seller and vehicle financing are available, making this an accessible acquisition for a buyer seeking a semi-absentee logistics operation with day-one cash flow.

Absentee OwnerManager in PlaceRecurring RevenueSticky Customers
Apr 24

Cash Pay Medical Practice for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$575KHealthcare & Wellness
Cash Flow:$252K
Multiple:2.3x
Why Buy

This cash-pay medical practice in the Florida Panhandle region has served its market for over two decades, generating strong annual revenue and solid seller discretionary earnings without reliance on insurance reimbursements. The clean, simple business model eliminates billing complexity and creates predictable cash flow, while the loyal patient base provides a durable foundation for a healthcare buyer. The practice is priced attractively relative to its earnings, with existing infrastructure and a built-in patient pipeline that a new owner can build upon immediately.

Recurring RevenueSticky CustomersGrowth TrajectoryKey Person Risk
Apr 4

Turnkey Established Bowling Center for Sale in Panama City, FL

Panama City-Panama City Beach, FL
$1.9MEntertainment & Recreation
Cash Flow:$180K
Multiple:10.6x
Why Buy

This community bowling center in the Florida Panhandle represents the only facility in its local market with a specific pinsetter technology, providing a durable competitive advantage alongside active league programming and a loyal customer base. The sale includes the real estate, eliminating lease risk, and recent capital improvements have modernized the facility. A snack bar provides an additional revenue stream within the entertainment-focused operation.

Recurring RevenueSticky CustomersHigh CapEx

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Frequently Asked Questions

How many businesses are for sale in Panama City, FL?
Searcher OS currently tracks 22 businesses for sale in the Panama City, FL metro area, aggregated daily from broker websites and the major marketplaces. 2 of them were listed in the last 7 days. Locations are shown at the metro level — exact cities and broker contacts unlock with a free account.
How much does a business cost in Panama City, FL?
The median asking price of current listings is $1,032,000, and average seller's discretionary earnings run around $284,000. Most small businesses trade at a multiple of cash flow, so compare the asking price against earnings rather than revenue.
What multiple of earnings do businesses in the Panama City, FL metro area list for?
Across the 17 businesses currently browsable in the Panama City, FL metro area, the median asking price is $1.0M and the median seller's discretionary earnings (SDE) is $202K. The median asking price works out to 4.1x SDE. Multiples vary with size, growth, and owner dependence, so treat this as a benchmark rather than a rule.
Can I buy a business in Panama City, FL with an SBA loan?
Usually, yes. Most businesses in this size range qualify for SBA 7(a) acquisition financing, which typically covers up to 90% of the purchase price on a 10-year term, leaving a 10–15% down payment. Lenders look for steady cash flow that covers the loan payments with room to spare (debt service coverage), so listings with documented earnings are the easiest to finance.
How do I find businesses for sale in Panama City, FL before other buyers?
Most listings appear on individual broker websites days or weeks before they reach the national marketplaces. Searcher OS scrapes those broker sites daily and matches new Panama City, FL listings against your acquisition criteria, so you can be the first call instead of one of fifty.

Buying a Business in Panama City, FL

The Panama City, FL metro area supports a steady flow of small-business acquisitions across service, retail, and industrial sectors. Buying close to home has real advantages: you can meet sellers face to face, judge locations and crews yourself, and keep the local customer relationships that make these businesses durable after a transition.

Listings here are shown at the metro level to protect seller confidentiality — the exact city, full description, and broker contact unlock with a free account. Most businesses in this size range qualify for SBA 7(a) financing with 10–15% down, so compare each deal's cash flow against its projected debt service, not just the asking price. Start with these guides:

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