Health Food Retail Store for Sale in Panama City, FL
Why this business stands out
This health and wellness specialty retailer has operated continuously for four decades in the Florida Panhandle, selling premium supplements, vitamins, organic foods, and personal care products from a well-located shopping center storefront. An inventory valued at over $200,000 and an established customer base with repeat purchasing habits provide a stable foundation for an incoming owner. The long tenure in a single market has built strong community recognition and customer trust.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $599,000
- Cash flow (SDE/EBITDA)
- $188,103
- Est. down payment (10%)
- $59,900
- Est. SBA loan (10yr @ 10.5%)
- $539,100
- Est. monthly payment
- $7,274
- Annual debt service
- $87,292
- Owner cash flow after debt
- $100,811
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
Unlock the full listing
Create a free Searcher OS account to see the exact location, full description, broker contact, and detailed financials — plus add this deal to your pipeline and run the numbers in our calculators.
- Exact city & location
- Full business description
- Broker & contact details
- Detailed financials
Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $599,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $188,103 in annual cash flow (SDE/EBITDA), implying a 3.2x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Panama City-Panama City Beach area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.