Waterfront Restaurant for Sale in Miami, FL
Why this business stands out
This full-service waterfront restaurant in the South Florida market has operated for nearly two decades as a Mediterranean-style dining destination with indoor and outdoor seating on the water, a full bar license, and real estate included in the sale. The freestanding building on a corner canal lot with ample parking provides a distinctive competitive advantage in a high-growth area. The included real estate and strong earnings position this as a compelling acquisition for an experienced restaurateur seeking an asset-backed deal.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $4,300,000
- Cash flow (SDE/EBITDA)
- $472,571
- Est. down payment (10%)
- $430,000
- Est. SBA loan (10yr @ 10.5%)
- $3,870,000
- Est. monthly payment
- $52,220
- Annual debt service
- $626,638
- Owner cash flow after debt
- -$154,067
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $4,300,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $472,571 in annual cash flow (SDE/EBITDA), implying a 9.1x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Miami-Fort Lauderdale-West Palm Beach area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.