Upscale Full Service Restaurant for Sale in Florida
Why this business stands out
This upscale restaurant in affluent Martin County, Florida generates over $2.7 million in annual sales under a long-term lease secured through 2040 with minimal annual rent escalation, providing exceptional economics for a food and beverage operator. The property features both indoor dining and a unique covered outdoor dining area with dual bars, a rare amenity in the Florida market. The combination of a below-market lease, high-volume sales, and a distinctive physical footprint creates a durable competitive advantage for a new owner.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,200,000
- Cash flow (SDE/EBITDA)
- $458,194
- Est. down payment (10%)
- $120,000
- Est. SBA loan (10yr @ 10.5%)
- $1,080,000
- Est. monthly payment
- $14,573
- Annual debt service
- $174,876
- Owner cash flow after debt
- $283,318
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $1,200,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $458,194 in annual cash flow (SDE/EBITDA), implying a 2.6x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Port St. Lucie area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.