Listed 2 months ago Food & Beverage

Specialty Grocery & Deli for Sale in Tampa, FL

Asking price
$524,900
Cash flow (SDE/EBITDA)
$74,865
Multiple
7.0x
Verified 3dRetirement SaleSticky Customers

Why this business stands out

This established specialty grocery and deli in Pinellas County, Florida serves as a community staple and regional tourist destination, offering authentic bulk foods, premium sliced meats, custom cheeses, and fresh baked goods. The sale includes the underlying real estate — a well-maintained, fully equipped commercial building — providing the buyer with long-term operational security and the wealth-building benefits of property ownership. Consistent year-round revenue and a loyal community following make this a rare combined business-and-real-estate acquisition opportunity.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$524,900
Cash flow (SDE/EBITDA)
$74,865
Est. down payment (10%)
$52,490
Est. SBA loan (10yr @ 10.5%)
$472,410
Est. monthly payment
$6,374
Annual debt service
$76,494
Owner cash flow after debt
-$1,629
Debt Service Coverage Ratio
Below coverage
0.98x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $524,900. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $74,865 in annual cash flow (SDE/EBITDA), implying a 7.0x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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