Listed 2 months ago Food & Beverage

Quick Service Restaurant Franchise for Sale in Palm Bay, FL

Asking price
$1,550,000
Cash flow (SDE/EBITDA)
$400,000
Multiple
3.9x
Verified todayGrowth Trajectory

Why this business stands out

This three-unit quick-service franchise package in East Central Florida benefits from a balanced customer base of local residents, tourists, and aerospace-sector workers near major highways. The franchise brand ranks as the second-largest American-style Mexican QSR in the U.S. with continued national growth. At $400K in annual cash flow across three units, this opportunity suits an experienced multi-unit operator seeking a regional platform with room to expand.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$1,550,000
Cash flow (SDE/EBITDA)
$400,000
Est. down payment (10%)
$155,000
Est. SBA loan (10yr @ 10.5%)
$1,395,000
Est. monthly payment
$18,823
Annual debt service
$225,881
Owner cash flow after debt
$174,119
Debt Service Coverage Ratio
Comfortable coverage
1.77x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $1,550,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $400,000 in annual cash flow (SDE/EBITDA), implying a 3.9x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Palm Bay-Melbourne-Titusville area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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