Listed 5 months ago Food & Beverage

Turnkey Profitable Health Focused Cafe for Sale in Tampa, FL

Asking price
$44,000
Cash flow (SDE/EBITDA)
$52,000
Multiple
0.8x
Verified 2d

Why this business stands out

This health-oriented cafe in the Tampa Bay area operates on a streamlined model with limited staffing, indoor and outdoor seating, and approximately half of sales generated from takeout, providing both dine-in revenue and off-premises scalability. The concept targets the growing clean eating and lifestyle food segment, positioning it well for sustained demand as consumer interest in healthier options continues to expand. Simple operations and fully built-out infrastructure make this a low-friction acquisition for a food and beverage operator.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$44,000
Cash flow (SDE/EBITDA)
$52,000
Est. down payment (10%)
$4,400
Est. SBA loan (10yr @ 10.5%)
$39,600
Est. monthly payment
$534
Annual debt service
$6,412
Owner cash flow after debt
$45,588
Debt Service Coverage Ratio
Strong coverage
8.11x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $44,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $52,000 in annual cash flow (SDE/EBITDA), implying a 0.8x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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