Profitable Coastal Full Service Restaurant for Sale in Florida
Why this business stands out
This full-service restaurant on Florida's Gulf Coast generates over $1 million in annual sales with strong owner earnings, and is offered with SBA financing available at approximately 15% down. Its coastal location provides a built-in tourist and seasonal diner base that supports revenue consistency throughout the year. The combination of strong top-line performance, SBA eligibility, and a desirable market makes this an attractive acquisition for a hospitality operator.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,250,000
- Cash flow (SDE/EBITDA)
- $166,667
- Est. down payment (10%)
- $125,000
- Est. SBA loan (10yr @ 10.5%)
- $1,125,000
- Est. monthly payment
- $15,180
- Annual debt service
- $182,162
- Owner cash flow after debt
- -$15,495
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $1,250,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $166,667 in annual cash flow (SDE/EBITDA), implying a 7.5x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Florida area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.