Listed 2 months ago Food & Beverage

Fast Casual Restaurant for Sale in Tampa, FL

Asking price
$640,000
Cash flow (SDE/EBITDA)
$284,557
Multiple
2.2x
Verified 3dRecurring RevenueSticky Customers

Why this business stands out

This Tampa-area fast casual restaurant delivers verified annual sales of over $1.1M with documented owner benefit exceeding $284K, supported by a simple menu and streamlined systems designed for consistent daily execution. SBA financing is available with 15% down for qualified buyers, and the business attracts loyal repeat guests from surrounding neighborhoods and commercial tenants. Transparent financials and bankable metrics make this a low-friction acquisition with a clear path to profitability from day one.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$640,000
Cash flow (SDE/EBITDA)
$284,557
Est. down payment (10%)
$64,000
Est. SBA loan (10yr @ 10.5%)
$576,000
Est. monthly payment
$7,772
Annual debt service
$93,267
Owner cash flow after debt
$191,290
Debt Service Coverage Ratio
Strong coverage
3.05x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $640,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $284,557 in annual cash flow (SDE/EBITDA), implying a 2.2x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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