Listed 2 weeks ago Food & Beverage

Established High-volume Bakery Cafe for Sale in North Port, FL

Asking price
$700,000
Cash flow (SDE/EBITDA)
$198,110
Multiple
3.5x
Checked 14dRecurring RevenueSticky Customers

Why this business stands out

This established bakery café combines breakfast and lunch service with in-house bagel production, a fully equipped kitchen, seating, and a loyal local customer base. The Florida operation reports meaningful cash flow and offers a turnkey platform with potential to build on existing seasonal demand and community engagement.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$700,000
Cash flow (SDE/EBITDA)
$198,110
Est. down payment (10%)
$70,000
Est. SBA loan (10yr @ 10.5%)
$630,000
Est. monthly payment
$8,501
Annual debt service
$102,011
Owner cash flow after debt
$96,099
Debt Service Coverage Ratio
Comfortable coverage
1.94x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $700,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $198,110 in annual cash flow (SDE/EBITDA), implying a 3.5x multiple on the asking price.

Where is this food & beverage business located?

It operates in the North Port-Bradenton-Sarasota area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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