Listed 2 months ago Food & Beverage

Artisan Ice Cream Shop for Sale in Tampa, FL

Asking price
$99,000
Cash flow (SDE/EBITDA)
$74,000
Multiple
1.3x
Checked 10d

Why this business stands out

An independent artisan ice cream shop in the Tampa Bay metro area generating approximately $74,000 in cash flow and operating without franchise fees or royalties, allowing higher margin retention. The concept differentiates on small-batch, chef-driven production with locally inspired flavors, cultivating a loyal following in a competitive dessert market. The non-franchise structure and strong unit economics make this an attractive acquisition for an owner-operator seeking a lifestyle business with real profitability.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$99,000
Cash flow (SDE/EBITDA)
$74,000
Est. down payment (10%)
$9,900
Est. SBA loan (10yr @ 10.5%)
$89,100
Est. monthly payment
$1,202
Annual debt service
$14,427
Owner cash flow after debt
$59,573
Debt Service Coverage Ratio
Strong coverage
5.13x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $99,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $74,000 in annual cash flow (SDE/EBITDA), implying a 1.3x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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