Listed 5 months ago Food & Beverage

American Restaurant And Bar for Sale in Tampa, FL

Asking price
$890,000
Cash flow (SDE/EBITDA)
$240,000
Multiple
3.7x
Checked 10dSticky CustomersManager in PlaceHigh SeasonalityLow Margins

Why this business stands out

This independently owned full-service American restaurant and bar has operated for over a decade in a fast-growing community within the Tampa metro area, serving more than 80,000 guests annually at a consistent average check. Key tenured staff are committed to staying through an ownership transition, providing operational continuity. The business generates $240K in seller discretionary earnings on an $890K asking price, representing a solid multiple for the food and beverage sector.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$890,000
Cash flow (SDE/EBITDA)
$240,000
Est. down payment (10%)
$89,000
Est. SBA loan (10yr @ 10.5%)
$801,000
Est. monthly payment
$10,808
Annual debt service
$129,700
Owner cash flow after debt
$110,300
Debt Service Coverage Ratio
Comfortable coverage
1.85x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $890,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $240,000 in annual cash flow (SDE/EBITDA), implying a 3.7x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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