This full-service restaurant with beer and wine service in the Santa Barbara area generates over $1.75M in gross annual sales with the owner working zero hours, demonstrating a capable and self-sufficient operational team. The business produces approximately $371K in net income annually on an asking price of $559K, representing a compelling earnings multiple in a high-cost coastal California market. The established lease and operational infrastructure allow a new owner to step in with immediate cash flow from a hands-off position.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $559,356. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $371,303 in annual cash flow (SDE/EBITDA), implying a 1.5x multiple on the asking price.
It operates in the Santa Maria-Santa Barbara area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
