This turnkey French restaurant occupies a historic renovated building in a high-traffic downtown location in the greater San Francisco Bay Area, featuring an open kitchen and 45-seat dining room with an established customer base of both local regulars and hotel guests from an adjacent boutique property. The built-in hotel clientele provides a reliable baseline of covers that supplements the walk-in and repeat local business, reducing customer acquisition costs for a new operator. Seller financing is available, and the strong daily traffic count of over 10,000 vehicles provides natural marketing visibility for continued growth.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $350,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $70,000 in annual cash flow (SDE/EBITDA), implying a 5.0x multiple on the asking price.
It operates in the Santa Rosa-Petaluma area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
