This franchise bakery cafe in the Inland Empire region of Southern California operates under a globally recognized brand and features a drive-thru, providing a meaningful competitive and revenue advantage over other locations in the franchise system. The business generates approximately $450K in annual seller's discretionary earnings, representing a strong cash-on-cash return relative to the asking price. High daily foot traffic, strong brand recognition, and a loyal repeat customer base underpin consistent performance.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $2,400,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $450,000 in annual cash flow (SDE/EBITDA), implying a 5.3x multiple on the asking price.
It operates in the Riverside-San Bernardino-Ontario area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
