This full-service Chinese restaurant in California offers a fully equipped commercial kitchen with an oversized hood, wok stations, walk-in cooler, and ample storage within a 2,200 square foot space. The lease terms are favorable, and a beer and wine license adds incremental revenue potential. The space is also positioned for conversion to an alternative cuisine concept, broadening buyer options beyond Chinese restaurant operators.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $260,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $80,000 in annual cash flow (SDE/EBITDA), implying a 3.3x multiple on the asking price.
It operates in the California area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
