This Chinese fast-casual restaurant in Southern California has operated for over twenty-five years in a high-traffic commercial location, generating approximately $32,000 in monthly net income on approximately $120,000 in monthly gross sales. The line-serving format and approximately 60-seat capacity enable efficient throughput, and the business benefits from proximity to a major supermarket, hospital, and hotels that drive consistent foot and vehicle traffic. A remaining lease with renewal option provides operational stability for a new owner.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $775,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $384,000 in annual cash flow (SDE/EBITDA), implying a 2.0x multiple on the asking price.
It operates in the Riverside-San Bernardino-Ontario area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
