Casual Diner Restaurant for Sale in San Francisco, CA
Why this business stands out
This trendy diner-style restaurant in the San Francisco Bay Area generates approximately $68K in seller discretionary earnings while operating as a largely absentee business, serving breakfast and lunch in a well-appointed space with a beer and wine license, skylight, and ample parking in a popular neighborhood. The fully equipped kitchen with a Type 1 hood, along with a favorable lease, provides a turnkey platform for a new owner to continue existing operations or reposition with a new concept. The combination of strong location, absentee operating model, and ABC license makes this a practical acquisition for an operator seeking a flexible food-and-beverage opportunity in a high-barrier market.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $199,000
- Cash flow (SDE/EBITDA)
- $68,400
- Est. down payment (10%)
- $19,900
- Est. SBA loan (10yr @ 10.5%)
- $179,100
- Est. monthly payment
- $2,417
- Annual debt service
- $29,000
- Owner cash flow after debt
- $39,400
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $199,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $68,400 in annual cash flow (SDE/EBITDA), implying a 2.9x multiple on the asking price.
Where is this food & beverage business located?
It operates in the San Francisco-Oakland-Berkeley area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.