This popular breakfast and lunch café operates near Union Square in San Francisco, serving a dense trade area of hotel guests, office professionals, and urban residents from a well-positioned high-foot-traffic location. The current absentee ownership model demonstrates the business can run without full-time owner involvement, offering flexibility for a lifestyle or investment-oriented buyer. Significant upside potential exists through extended hours into an afternoon or evening wine bar format catering to the surrounding hospitality and professional market.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $250,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $60,000 in annual cash flow (SDE/EBITDA), implying a 4.2x multiple on the asking price.
It operates in the San Francisco-Oakland-Berkeley area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
