Listed 2 months ago Food & Beverage

Bar And Restaurant for Sale in San Diego, CA

Asking price
$199,000
Cash flow (SDE/EBITDA)
$60,000
Multiple
3.3x
Checked 10d

Why this business stands out

This full-service restaurant and bar holds a full liquor license and operates under favorable lease terms in a major Southern California metro area. The business is being offered as an asset sale with all equipment and buildout in place, providing a ready-to-operate platform for an experienced restaurateur. A long-standing presence in the community has built name recognition and a returning customer base.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$199,000
Cash flow (SDE/EBITDA)
$60,000
Est. down payment (10%)
$19,900
Est. SBA loan (10yr @ 10.5%)
$179,100
Est. monthly payment
$2,417
Annual debt service
$29,000
Owner cash flow after debt
$31,000
Debt Service Coverage Ratio
Strong coverage
2.07x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $199,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $60,000 in annual cash flow (SDE/EBITDA), implying a 3.3x multiple on the asking price.

Where is this food & beverage business located?

It operates in the San Diego-Carlsbad area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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