This specialty gourmet food business operates inside a grocery store in coastal Alabama, offering premium cheeses, prepared foods, dips, and desserts to a loyal repeat customer base built through word-of-mouth. The business generates approximately $445K in SDE on a relatively simple, easy-to-manage operating model with immediate income from day one. Significant upside exists through expanded marketing, catering, corporate gifting, and additional locations.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $1,000,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $445,852 in annual cash flow (SDE/EBITDA), implying a 2.2x multiple on the asking price.
It operates in the Daphne-Fairhope-Foley area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
