High-volume Award-winning Nail Salon for Sale in Richmond, VA
Why this business stands out
This Virginia nail salon generates approximately $676,000 in annual revenue with nearly $290,000 in SDE, delivering margins that significantly outperform typical salon industry standards. The business was strategically repositioned and grew rapidly following an ownership transition that introduced enhanced service protocols, expanded offerings, and a customer-centric operating model. Consistent performance since that repositioning and an experienced team infrastructure make this one of the stronger personal services acquisition opportunities in the Richmond metro market.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $595,000
- Cash flow (SDE/EBITDA)
- $217,782
- Est. down payment (10%)
- $59,500
- Est. SBA loan (10yr @ 10.5%)
- $535,500
- Est. monthly payment
- $7,226
- Annual debt service
- $86,709
- Owner cash flow after debt
- $131,073
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this personal services business cost?
The asking price is $595,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $217,782 in annual cash flow (SDE/EBITDA), implying a 2.7x multiple on the asking price.
Where is this personal services business located?
It operates in the Richmond area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.