Listed 5 months ago Personal Services

Established Turnkey Nail Salon And Spa for Sale in Virginia

Asking price
$85,000
Cash flow (SDE/EBITDA)
$17,446
Multiple
4.9x
Checked 7dSticky Customers

Why this business stands out

This nail and spa salon is situated in a busy Virginia shopping center with high foot traffic and strong visibility, serving a loyal and diverse clientele built over an extended operating history. The business offers a full menu of nail and spa services through an experienced staff, with streamlined operations that make it a true turnkey opportunity for a new owner. Steady revenue and room to grow through expanded marketing or additional service offerings make this an accessible acquisition in the personal services sector.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$85,000
Cash flow (SDE/EBITDA)
$17,446
Est. down payment (10%)
$8,500
Est. SBA loan (10yr @ 10.5%)
$76,500
Est. monthly payment
$1,032
Annual debt service
$12,387
Owner cash flow after debt
$5,059
Debt Service Coverage Ratio
Meets SBA minimum
1.41x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this personal services business cost?

The asking price is $85,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $17,446 in annual cash flow (SDE/EBITDA), implying a 4.9x multiple on the asking price.

Where is this personal services business located?

It operates in the Virginia area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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