Established Turnkey Funeral Home for Sale in Texas
Why this business stands out
This family-operated funeral home in Texas has served its community for over five decades, providing the full range of end-of-life services including direct cremation, memorial services, and graveside ceremonies. Located near a growing lake community, the business benefits from a loyal local client base and meaningful pre-need sales potential. Low staff turnover and comprehensive owner transition support reduce risk for an incoming buyer unfamiliar with the funeral service industry.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $750,000
- Cash flow (SDE/EBITDA)
- $174,320
- Est. down payment (10%)
- $75,000
- Est. SBA loan (10yr @ 10.5%)
- $675,000
- Est. monthly payment
- $9,108
- Annual debt service
- $109,297
- Owner cash flow after debt
- $65,023
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this personal services business cost?
The asking price is $750,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $174,320 in annual cash flow (SDE/EBITDA), implying a 4.3x multiple on the asking price.
Where is this personal services business located?
It operates in the Texas area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.