Bread Distribution Route for Sale in Nashville, TN
Why this business stands out
This independent bread distribution route in the greater Nashville, Tennessee region delivers nationally recognized bakery brands to 21 grocery, convenience, and foodservice accounts with a protected territory. The route generates approximately $685K in annual gross sales and $89K in net income, backed by a contractual relationship with a publicly traded baking company. The turnkey nature of the business and company-related financing options make it accessible for a first-time buyer seeking a stable, route-based cash flow.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $118,000
- Cash flow (SDE/EBITDA)
- $89,240
- Est. down payment (10%)
- $11,800
- Est. SBA loan (10yr @ 10.5%)
- $106,200
- Est. monthly payment
- $1,433
- Annual debt service
- $17,196
- Owner cash flow after debt
- $72,044
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this wholesale & distribution business cost?
The asking price is $118,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $89,240 in annual cash flow (SDE/EBITDA), implying a 1.3x multiple on the asking price.
Where is this wholesale & distribution business located?
It operates in the Nashville-Davidson-Murfreesboro-Franklin area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.