Listed 5 months ago Food & Beverage

Family Restaurant & Bar for Sale in Philadelphia, PA

Asking price
$809,000
Cash flow (SDE/EBITDA)
$203,360
Multiple
4.0x
Checked 10d

Why this business stands out

This well-known family restaurant in the Philadelphia suburban market has operated for over four decades, building a vast and loyal customer base known for returning year after year for classic cuisine and private event hosting including weddings, graduations, and parties. The business occupies a high-traffic roadside location with ample parking, a fully equipped bar, and a large trained staff, many of whom have been with the restaurant for years. With $203K in SDE and a turnkey operation, this is an ideal acquisition for an experienced restaurateur seeking an established community institution.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$809,000
Cash flow (SDE/EBITDA)
$203,360
Est. down payment (10%)
$80,900
Est. SBA loan (10yr @ 10.5%)
$728,100
Est. monthly payment
$9,825
Annual debt service
$117,895
Owner cash flow after debt
$85,465
Debt Service Coverage Ratio
Comfortable coverage
1.72x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $809,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $203,360 in annual cash flow (SDE/EBITDA), implying a 4.0x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Philadelphia-Camden-Wilmington area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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