Crystal & Gemstone Retail for Sale in Columbus, OH
Why this business stands out
A specialty retail store selling over 150 types of crystals and gemstones in an upscale Ohio suburb with minimal local competition and an established community reputation for quality selection and customer service. The purchase price includes $40,000 in wholesale inventory with an estimated retail value approximately double that amount, creating immediate tangible asset value at acquisition. The semi-absentee ownership model and niche market positioning make this an accessible entry-level acquisition.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $60,000
- Cash flow (SDE/EBITDA)
- $8,200
- Est. down payment (10%)
- $6,000
- Est. SBA loan (10yr @ 10.5%)
- $54,000
- Est. monthly payment
- $729
- Annual debt service
- $8,744
- Owner cash flow after debt
- -$544
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $60,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $8,200 in annual cash flow (SDE/EBITDA), implying a 7.3x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Columbus area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.