Personal Lines Insurance Agency for Sale in Columbus, OH
Why this business stands out
This virtual insurance agency in the Columbus, Ohio metro area carries nearly $30 million in written premium across more than 20,000 active policies, generating over $3.46 million in annual revenue with a remote staff already in place. The established operational structure and statewide footprint across multiple Ohio markets provide an experienced buyer with immediate scale in a stable, recurring-revenue industry. Generating $550,000 in annual SDE, the business is well-suited for an expansion-minded operator or strategic acquirer seeking significant book-of-business density.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $8,500,000
- Cash flow (SDE/EBITDA)
- $550,000
- Est. down payment (10%)
- $850,000
- Est. SBA loan (10yr @ 10.5%)
- $7,650,000
- Est. monthly payment
- $103,225
- Annual debt service
- $1,238,703
- Owner cash flow after debt
- -$688,703
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $8,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $550,000 in annual cash flow (SDE/EBITDA), implying a 15.5x multiple on the asking price.
Where is this professional services business located?
It operates in the Columbus area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.