Listed 2 months ago Professional Services

Personal Lines Insurance Agency for Sale in Columbus, OH

Asking price
$8,500,000
Cash flow (SDE/EBITDA)
$550,000
Multiple
15.5x
Verified 2dRecurring RevenueManager in Place

Why this business stands out

This virtual insurance agency in the Columbus, Ohio metro area carries nearly $30 million in written premium across more than 20,000 active policies, generating over $3.46 million in annual revenue with a remote staff already in place. The established operational structure and statewide footprint across multiple Ohio markets provide an experienced buyer with immediate scale in a stable, recurring-revenue industry. Generating $550,000 in annual SDE, the business is well-suited for an expansion-minded operator or strategic acquirer seeking significant book-of-business density.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$8,500,000
Cash flow (SDE/EBITDA)
$550,000
Est. down payment (10%)
$850,000
Est. SBA loan (10yr @ 10.5%)
$7,650,000
Est. monthly payment
$103,225
Annual debt service
$1,238,703
Owner cash flow after debt
-$688,703
Debt Service Coverage Ratio
Below coverage
0.44x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this professional services business cost?

The asking price is $8,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $550,000 in annual cash flow (SDE/EBITDA), implying a 15.5x multiple on the asking price.

Where is this professional services business located?

It operates in the Columbus area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.