Full Service Restaurant for Sale in Charlotte, NC
This listing may no longer be available.
We last confirmed it was active on Sep 17, 2026, 56 days ago. Members see live status, and saved listings are flagged the moment they come off the market.
Why this business stands out
A high-volume full-service restaurant in one of the Charlotte metro's most desirable and fastest-growing corridors, projecting over $2 million in annual sales and approximately $515K in owner benefit. The 4,600-square-foot buildout with a long-term lease structure including multiple renewal options provides operational security and cost predictability for an incoming owner. Strong and consistent year-over-year financial performance reflects a proven concept in a market with continued population and income growth.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,250,000
- Cash flow (SDE/EBITDA)
- $515,382
- Est. down payment (10%)
- $125,000
- Est. SBA loan (10yr @ 10.5%)
- $1,125,000
- Est. monthly payment
- $15,180
- Annual debt service
- $182,162
- Owner cash flow after debt
- $333,220
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $1,250,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $515,382 in annual cash flow (SDE/EBITDA), implying a 2.4x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Charlotte-Concord-Gastonia area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.