Bagel & Breakfast Restaurant for Sale in North Carolina
Why this business stands out
This two-location bagel and breakfast concept operates in expanding North Carolina markets, generating a combined $325,000 in annual cash flow across both units. Revenue is diversified across retail food sales, catering, and premium beverage offerings, reducing dependence on any single income stream. Trained staff, established systems, and unified brand equity facilitate a smooth transition for an incoming owner-operator or regional operator looking to add locations.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $795,000
- Cash flow (SDE/EBITDA)
- $325,000
- Est. down payment (10%)
- $79,500
- Est. SBA loan (10yr @ 10.5%)
- $715,500
- Est. monthly payment
- $9,655
- Annual debt service
- $115,855
- Owner cash flow after debt
- $209,145
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $795,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $325,000 in annual cash flow (SDE/EBITDA), implying a 2.4x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Wilmington area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.