Listed 2 weeks ago Home Services

Hvac Company for Sale in Philadelphia, NJ

Asking price
$650,000
Cash flow (SDE/EBITDA)
$179,136
Multiple
3.6x
Checked 12dRecurring RevenueSticky CustomersRetirement SaleKey Person RiskRegulatory Risk

Why this business stands out

This residential HVAC company generates revenue from installations, repairs, diagnostics, and preventative maintenance in Southern New Jersey. Repeat customers, referrals, and existing maintenance relationships provide a base for continued service revenue and further customer development.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$650,000
Cash flow (SDE/EBITDA)
$179,136
Est. down payment (10%)
$65,000
Est. SBA loan (10yr @ 10.5%)
$585,000
Est. monthly payment
$7,894
Annual debt service
$94,724
Owner cash flow after debt
$84,412
Debt Service Coverage Ratio
Comfortable coverage
1.89x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this home services business cost?

The asking price is $650,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $179,136 in annual cash flow (SDE/EBITDA), implying a 3.6x multiple on the asking price.

Where is this home services business located?

It operates in the Philadelphia-Camden-Wilmington area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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