This New Jersey frozen dessert franchise location operates under a recognized regional Italian ice and frozen custard brand with a seasonal operating calendar from late winter through fall. The business runs under absentee ownership with a manager in place and benefits from high-margin catering revenue potential driven by nearby high-density residential and commercial development. Equipment is included and the business is positioned to capitalize on growing local traffic from new development in the surrounding area.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $160,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $42,410 in annual cash flow (SDE/EBITDA), implying a 3.8x multiple on the asking price.
It operates in the New Jersey area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
